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Financing

Welcome to Lee Chrysler Jeep Dodge's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Lee Chrysler Jeep Dodge has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

IMPORTANT CREDIT INFORMATION. PLEASE PRINT AND KEEP FOR  YOUR RECORDS.

What You Should Know About Credit Scores:

Your credit score is a number that reflects the information in your credit report.

 

Your credit report is a record of your credit history. It includes information about whether you pay your bills on time an how much you owe to  your creditors.

 

Your credit score can change depending on how your credit history changes.

 

How We Use Your Credit Score:

You credit score can affect whether you get a loan and how much you will have to pay for that loan.

 

The Range Of Scores:

Scores range from a low of 250 to a high of 843. Generally, the higher your score, the more more likely you are to be offered better credit terms.

 

Averages:

6% of consumers have a score between 250-499

9% of consumers have a score between 500-549

9% of consumers have a score between 550-599

9% of consumers have a score between 600-649

11% of consumers have a score between 650-699

13% of consumers have a score between 700-749

18% of consumers have a score between 750-799

25% of consumers have a score between 800-843

 

Checking Your Credit Report:

What if there are mistakes on your credit report?

You have the right to dispute any innacurate information in your credit report. If you find mistakes on your credit report, contact the consumer reporting agency. It is a good idea to check your credit report to make sure the information it contains is accurate.

 

How can you obtain a copy of your credit report?

Under federal law, you have the right to obtain an free copy of your credit report from each of the nationwide consumer reporting agencies once a year. To order your free annual credit report:

 

By Phone: Call toll-free 1-877-322-8228

 

On the Web: Visit www.annualcreditreport.com  

By Mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission?s website) ftc.gov/bcp/online/include/requestformfinal.pdf   to:

 

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA.  30348-5281

 

For more information about credit reports and your rights under federal law, visit the Federal Reserve Board?s website at www.federalreserve.gov  or the Federal Trade Commission?s website at www.ftc.gov 

Start the Finance Application process below

Contact Information

Contact Me by

Contact Information

Lee Chrysler Dodge Jeep Crestview

5200 South Ferdon Blvd

Crestview, FL 32536
sales Sales:
(888) 286-6807
service Service:
(888) 286-6807
parts Parts:
(888) 286-6807

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.